After one full year, I'm officially free of credit card debt! 💳
So last year I realized I was in a horrible financial situation 😞
I had to sat down and made a REAL budget 💪
One year 👉 Paid off total of $24,705!! 😱
How I did it 👇
2/ First off, I want to talk about embarrassment. Nobody talks about their financials, unless of course, they are great! So I NEVER hear about other ppl in credit card debt.
This has made me feel like I'm a failure or that I can't even manage basic financials...
3/ So I hope this helps others out there feeling the same way.
Maybe it's how I was raised (my parents aren't great either with it) but I consider myself pretty savvy.
4/ How I got in this situation?
Living in places like SF and NY and never saving, living basically paycheck to paycheck. Then I did a coding boot camp and funded most of it off credit cards. Then I moved to NY.
Spending on my CC and thinking I'll figure it out later.
5/ Going on expensive trips with friends and funding it off my CC. Having friends that don't have to focus too much on budgeting (parents help them) and keeping up with their lifestyle.